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Monday, February 17, 2020

No less than poison, these 8 items in the fridge, throw them out today

No less than poison, these 8 items in the fridge, throw them out today

It is normal to keep the surplus food in the fridge. Especially in the summer the food is more likely to be wasted. In this case, everyone wants to put the food in the fridge as soon as possible. But it is very important for you to know that there are some things that can cause a lot of harm to your health by eating out of the fridge. Yes, food stored in the fridge for too long may prove harmful to you. Let us know about this.


1. Pulses and vegetables kept in the fridge: - Meals are always required to be prepared. Having increased food in the fridge eliminates the nutrients in the food. Also, foods kept in the fridge for long periods of time produce fatty acids like additives, carbohydrates, fructose corn syrup and trans-fat. The intake of which can cause your body to suffer from many diseases. Eating such foods also increases the risk of cancer.

2. Similar to a bakery: - Many people store bakery items, such as pastries, chocolates and sweets in the fridge. Consuming these bakery products made from sugar, flour and carbohydrates can make you prone to diseases such as high blood pressure, constipation and diabetes.


3. Fatty food: - Sometimes a meal is made so much that even after eating one to two times, it increases. The nutrients in the food are completely destroyed by repeatedly heating and eating from the fridge. This kind of food is considered equivalent to not eating. Eating more than one meal is very harmful. Instead of harming health, it's better to throw it away. Try to make a meal as needed.

4. More Spicy Cheese Items: - Sodium is high in sauces, sauces and pickles. Due to their use, your body's blood pressure level deteriorates. If you take all these things with food, they do not allow the nutrients of the food to reach the body. That's why always use freshly made sauces and homemade pickles.


5. Soft Drinks: Drinking soft drinks in excess can lead to obesity, loss of appetite, acidity, constipation and tooth problems. Most importantly, soft drinks make your teeth and bones very weak. Teeth that remain well after 100 years of death, cold drinks can make them worse in 10 years.

6. Contributed to long-term fridge: - Often you buy fruits from the market for 4-5 days simultaneously. But it is not advisable to do so, the nutrients of the fruits in the fridge are gradually destroyed. Eating stale fruits does more harm than good for health. In this case, fresh fruits should always be eaten.

7. Rice: - Eating stale rice is very harmful to health. One is to accumulate fat in the body by eating it as well as to face problems like gas, indigestion and constipation in the stomach.


8. Yogurt: - Prolonged consumption of yogurt stored in the fridge will harm health. Try to have fresh yogurt in your meals daily. Even if you do this, even if the yogurt grows, remove it and eat it. Never eating stale yogurt can damage your body.

Thus, food that is left in the fridge for a long time should never be eaten and always prepared as per the requirement so that it does not have to be put in the fridge. Eating dishes can harm your health. Which should be specially looked into.
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GSEB ssc Hsc Duplicate marksheet online at /www.gsebeservice.com

GSEB ssc Hsc Duplicate marksheet online at /www.gsebeservice.com


Gujarat Secondary and Higher Secondary Education Board, Gandhinagar conducts public examinations of Standard-10 and Standard-12. In which the records of the result from standard 10 to year 1952 to year 2019 and standard 12 to year 1976 to year 2019 are maintained. On the basis of this record from the Student Service Center in the office of the Board, the student was given a duplicate marks sheet certificate of class-10/12, migration to the pass-1/9 pass student, for which the student had to come to the board office with the co-operation of the school principal. During the year many students from different districts of Gujarat used to come to Gandhinagar to get the above certificates in which their time and money was spent by the Gujarat Secondary and Higher Secondary Education Board, till now. The record digitization of the results of tens of millions of students has been digitized. The online process has been inaugurated in certificates of honorable Education, Ta Minister Bhupinder Singh Chudasama .17 / 02/2020.




Mutual funds pool money from the investing public and use that money to buy other securities, usually stocks and bonds. The value of the mutual fund company depends on the performance of the securities it decides to buy. So, when you buy a unit or share of a mutual fund, you are buying the performance of its portfolio or, more precisely, a part of the portfolio's value. Investing in a share of a mutual fund is different from investing in shares of stock. Unlike stock, mutual fund shares do not give its holders any voting rights. A share of a mutual fund represents investments in many different stocks (or other securities) instead of just one holding.


That's why the price of a mutual fund share is referred to as the net asset value (NAV) per share, sometimes expressed as NAVPS. A fund's NAV is derived by dividing the total value of the securities in the portfolio by the total amount of shares outstanding. Outstanding shares are those held by all shareholders, institutional investors, and company officers or insiders. Mutual fund shares can typically be purchased or redeemed as needed at the fund's current NAV, which—unlike a stock price—doesn't fluctuate during market hours, but it is settled at the end of each trading day.


From now on, students do not have to come to Gandhinagar to get duplicate marksheet certification, migration and certificate of equivalence, thus saving their time and money. To get the above certificates, students have to apply on the student Jonline Student Services on the gsebeservice.org website, where the duplicate marksheet certification fee is Rs. 50,, Migration fee is 100 / - Rs. And the equivalent certificate fee will be Rs.200 Speed-Post Charge of Rs. 5 / - Rs. So that the student can get a home-based certificate.




How to Apply Online for SSC HSC Duplicate marksheet:: 


First open https://www.gsebeservice.com/ Site in your mobile or Computer.

then find out Students Tab in menu section

Then Find out Students Online service Tab in it.

If you want to Get SSC Duplicate marksheet Then find out "10th duplicate Marksheet/certificate" in it.

If you want to Get HSC Duplicate marksheet Then find out "10th duplicate Marksheet/certificate" in it.

Click on Register Tab. 

Then Fill your basic detail and Register on it.

Then Login with your Mobile no. and password and Apply For SSC Or HSC Duplicate marksheet.

IMPORTANT LINK:::: 



 


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Thursday, February 6, 2020

Kuvarbai nu mameru yojna full Detail application form

Kuvarbai nu mameru yojna full Detail application form


Kuvarbai Nu Mameru Yojana Gujarat – गुजरात के महिला एवं बाल विकास मंत्रालय ने कुन्वरबाई नु मामेरू योजना नामक योजना शुरू की है। हालांकि, यह योजना विशेष रूप से अनुसूचित जनजाति और अनुसूचित जाति की लड़कियों के कल्याण के लिए शुरू की गई है आज हम आपको बताएँगे की कैसे गुजरात की लड़कियां इस योजना में आवेदन कर सकती है और इसका लाभ उठा सकती है 

कुन्वरबाई नु मामेरू योजना के लिए आवेदन कैसे करें
लड़कियों के योग्य परिवार एक साधारण आवेदन पत्र भरकर ऑफ़लाइन मोड के माध्यम से इस योजना के लिए आवेदन कर सकते हैं। इस योजना का आवेदन पत्र महिला एवं बाल विकास कार्यालय में उपलब्ध होगा आप वहां से आवेदन पत्र लेकर तथा उसे भरकर जमा कर सकते है इसके अलावा हमारे द्वारा दिए गए आवेदन पत्र के लिंक से भी आप ऑनलाइन आवेदन पत्र डाउनलोड कर सकते है 


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IMPORTANT LINK::: 

 Official govt. site for full Detail In gujarati
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Wednesday, February 5, 2020

10 percent EBC Certificate, Gujarat government EBC Certificate

10 percent EBC Certificate, Gujarat government EBC Certificate

Everyone knows why the Gujarat government came up with this decision. So I'm not going to speak on that. If anyone is interested in knowing the political angle or feasibility of implementation of this decision you can read Akshay Pawar's answer.

Akshay Pawar's answer to 10% reservation for Economically Backward Class (EBC), Is it good move in Gujarat?

Now, the Gujarat government has said that the reservations will be based on income. We all know how easy it is to fake an income certificate in India. As of what I can estimate, there would be crores of candidates claiming those reserved seats, thanks to the fake income certificates.

Another weird aspect of this decision I found after reading the article in the link present in the question description is that the government has decided to apply this scheme to those earning up to 6 LPA. Correct me if I'm wrong, but I don't think someone earning 6 LPA is economically backward. It might not be a very huge amount of money, but it is enough to meet necessary expenses.

In my opinion, enabling everyone with affordable quality education so that they can compete with others will help the economically backward sections, not these sort of reservations.




Document List For General Category EBC Certificate :


IMPORTANT LINK :::: 

Application Form For EBC Certificate 

Income Affidavit

10 % Reservation Circular ( Pariptra )

Video For EBC Certificate : Click Here

The EBC Economically backward class certificate is issued to those who fall below the poverty line. This service facilitates the citizen for Issue of certificate to get the benefits such as For receiving financial assistance from the various backward class Corporations of the State Govt.For entitlement to get Govt. plots of lands/flats. For getting admission in educational institutions from the reserved quota meant for that class.

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Non-Creamy layer Certificate For Gujarat Government

Non-Creamy layer Certificate For Gujarat Government At www.digitalgujarat.gov.in

Candidates of backward class candidates received Rincon Creamier's certificate application.

Gujarat Non-Creamy Layer Certificate

Governments issue caste certificates for officially certifying that a person belongs to a particular caste or community. Non-Creamy Layer Certificate is issued to the Other Backward Class (OBC) category candidates by the respective state authorities. In the State of Gujarat, the document is issued by the Revenue Department of its Government. With respect to the reservations under OBC, families are further categorised into creamy layer and non-creamy layer based on the annual income of a family. This article looks at the procedure for obtaining a Gujarat non-creamy layer certificate.

Know about Non-Creamy Layer Certificate

Eligibility Criteria

The applicant should fulfil the following conditions to obtain a Non-Creamy Layer (NCL) Certificate:

The applicant must be a citizen of India.


He/She must be a permanent resident of Gujarat.


The applicant’s family income (from all sources) must not exceed 


How can I get an application to get Backward Class Candidates seeking the Certificate of Creamy Layer ?



- Mamlatdar Office , Jan Suvidha Kendra

Download : Application form 


Online Form Fill Up

Non-Creamy Layer Certificate For Gujarat Government

This Service Is Available In Gujarati Only.


You Will Be Required To Click On "Apply Online” Button For Filing The Form Online Or "Download Form" Button For Filling The Form Offline.


Applicant Should Ready With Service Specific Information Like: Occupational Details, Family Details, Other Than Basic Applicant Details Before Moving With Submitting Application Online.


All Fields Marked With *(Star) Are Mandatory Fields In Online Application.


All Fields Marked With *(Star) Are Mandatory Fields In Online Application.


As Per The Language Selection English Or Gujarati Respective Language Keyboard Should Be Used For Filling An Application Form.


To Download Gujarati Keyboard Please Click Here


In Case Of Any Wrong/Misleading Information Provided In Application Shall Lead To Rejection Of The Application By Department Authorities.


*If Your Application Is Returned For Change Or To Fill Incomplete Details, Kindly Submit It Within 37 Days Of Return. If Fail To Submit Within 37 Days Application Will Be Disposed With Rejection. Application Fee Will Not Be Refunded.


Note: You Need To Attach Following Documents And Passport Size Photo .

Residence Proof Attachment (Any One)

Ration Card


True Copy Of Electricity Bill.


True Copy Of Telephone Bill.


True Copy Of Election Card.


True Copy Of Passport


First Page Of Bank Passbook/Cancelled Cheque


Post Office Account Statement/Passbook


Driving License


Government Photo ID Cards/ Service Photo Identity Card Issued By PSU


Water Bill (Not Older Than 3 Months)


Identity Proof Attachment (Any One)

True Copy Of Election Card.


True Copy Income Tax PAN Card.


True Copy Of Passport


Driving License


Government Photo ID Cards/ Service Photo Identity Card Issued By PSU


Any Government Document Having Citizen Photo


Photo ID Issued By Recognized Educational Institution


Income Proof (Any One)


Income Certificate


Last Pay Slip Ortrue Copy Of Last Three Years Income Tax Return


Certified Copy Of Village Reg. No. 7/12, No. 8-A & No. 6 For Which Land Is Assumed To


Caste Proof (Any One)

True Copy Of School Leaving Certificate


Self Attested Caste Certificate From The Competent Authorities


True Copy Of School Leaving Certificate Of Father/Uncle/Aunty


Proof Needed In Service Attachment

Panchnamu


Other Necessary Documents


True Copy Of Caste Certificate Of Father/Uncle/Aunty


Recommendation Of Talati


     

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Tuesday, February 4, 2020

Download AppLock : Lock any apps In Your smart Phone

Download AppLock : Lock any apps In Your smart Phone


Most downloaded app lock in Play Store. Protect privacy with password, pattern, fingerprint lock.

★ #1 App lock in over 50 countries.
★ Over 500 Million users, supports 45 languages.

☞ AppLock can lock Facebook, Whatsapp, Gallery, Messenger, Snapchat, Instagram, SMS, Contacts, Gmail, Settings, incoming calls and any app you choose. Prevent unauthorized access and guard privacy. Ensure security.
☞ AppLock can hide pictures and videos. Hidden pictures and videos are vanished from Gallery and only visible in the photo and video vault. Protect private memories easily. No pin, no way.
☞AppLock has random keyboard and invisible pattern lock. No more worry people may peep the pin or pattern. More safe!


With AppLock, you will:

Never worry about parents check your Snapchat, Musical.ly!
Never worry about friends borrow your phone to play games with mobile data again!
Never worry about a workmate gets your phone to look the gallery again!
Never worry about someone reads private data in your apps again!
Never worry about kids mess up Settings, send wrong messages, paying games again!

Get your hidden gallery, secret browser, private SNS with AppLock!

FAQ About Applock: 

1)How to change password?
Open AppLock, Protect, Unlock Settings

2)How to open hidden AppLock?
Please update to the latest version and then try the following four methods to open hidden AppLock:
1. Gallery
Open your Gallery, select a picture, click the share button. Find "Open AppLock" and click it.
2. Widgets
Long press the home screen, click Widgets. Find "Open AppLock" and drag it to the home screen.
3. Dial pad
Enter *#*#12345#*#* in your dial pad.
4. Browser
Open any link in the browser:
① openapplock.com
② domobile.com/applock

3)How to stop uninstalling AppLock?
Please enable Advanced Protection in Protect of AppLock, so nobody can uninstall or kill AppLock without password. You can disable Advanced Protection when you don't want it.

4)I forgot my password, How to find it?
Update to the latest version first. And then tap AppLock icon, click the icon at top right corner of lock page, tap 'forgot password'.
1. Security answer: enter security answer, click 'reset password'.
2. Security email: click 'send code to security email', input reset code, click 'reset password'.

Applock  app key Features


  • • Lock apps with password, pattern, or fingerprint lock.
  • • Vault: hide pictures and videos
  • • Well-designed Themes
  • • Incognito browser: no history record
  • • Private SNS: log in multiple accounts
  • • Intruder Selfie: take photos of invaders.
  • • Customized background, select a favorite picture
  • • Customized Profiles: set different locked app groups
  • • Time Lock: auto-lock/unlock according to time
  • • Location Lock: auto-lock/unlock according to location
  • • Hide AppLock icon
  • • Advanced Protection: prevent AppLock being killed by task killer
  • • Random keyboard: prevent people peeping pin code
  • • Force stopped cover
  • • Lock switch (WiFi, Bluetooth, sync)
  • • AppLock widget: enable/disable AppLock with one tap
  • • Quick lock switch: Lock/unlock in notification bar
  • • Lock incoming calls
  • • Lock system settings to prevent a mess by kids
  • • Allow a brief exit: no need password, pattern, fingerprint again within set time
  • • Prevent uninstalling apps
  • • Low memory usage.
  • • Power saving mode

IMPORTANT LINK:::: 

Download APPLOCK app from here


AppLock uses the Device Administrator permission.

To enable Advanced Protection, please activate AppLock as "device administrator". It's only used for preventing intruders uninstalling AppLock.
AppLock uses Accessibility service.
To enable Power saving mode, please allow Accessibility services. The service is only used to remind users with disabilities to unlock apps, and reduce battery usage.
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April 2020 Thi Navu Satra sharu karva babat latest paripatr

April 2020 Thi Navu Satra sharu karva babat latest paripatr


After installing and opening the application, it will start scanning your phone directories and sub directories looking for deleted or erased pictures and add them to its list. This operation can consume time depending on your storage size and your phone’s performance. Just after that a new interface with deleted photos previews will show up, all photo are divided by folders. You can choose each one separately and start looking inside it and restore your images from there.



Smaller capital outlay: Investors will require a large capital outlay to build a diversified portfolio of stocks. On the other hand, since mutual funds work on the basis of pooling of money, mutual fund investors can have the beneficial ownership of a diversified portfolio of stocks with a much smaller capital outlay. Investors can buy units of a diversified equity mutual fund with an investment as low as Rs 5,000/- only or even lower at Rs 500 for ELSS schemes.

To avoid confusion this is not recycle bin, it can restore even if they are deleted before installing it. And also it can show some non-deleted images from you gallery.

Important Link:::


Download paripatr from here

Read More »

GPSC Exam Calender updated date 4-2-2020

GPSC Exam Calender updated date 4-2-2020


GPSC Exam Calendar 2020: Gujarat Public Service Commission has released the Exam Calendar 2020 on its official website. Find all the details here and download the GPSC Exam Calendar 2020. Upcoming events, as well as important official notification related to GPSC Exam Calendar 2020, will be updated here instantly. Check all the details related to the GPSC Advertisement Calendar 2020 here and get benefited.

Share to Hide
You can directly hide pictures and videos from phone gallery or SD card by sharing to Photo Lock app.

► Fake Vault
Create Fake vault with different password for storing fake photos and videos.

► Stealth Mode (Replace app icon)
Photo Lock app icon magically disappears and gets replaced with a secret icon e.g. News, weather, radio, etc. You can also start this app without icon from your phone's Settings/Apps/Photo Lock/MANAGE SPACE.

► Face Down Lock
The app will perform action given by you when your device faces downward. You can choose to close the app or open a website or other app in emergency.

► Fake Cover
Disguise your apps lock screen to prevent from breaking into your password. Fingerprint scanner and fake force close dialog will hide the real lock screen.

► Intruder Selfie
Automatically takes Intruder selfie when someone tries to break in your privacy by entering wrong password or pattern.

► Inbuilt Image Viewer and Video Player
Support Inbuilt Image Viewer to view pictures and slideshow them with transition effects.
Support Inbuilt Video Player to play videos with any media player installed in your phone.

► Uninstall Protection
Prevents Photo Lock app from being uninstalled from kids or strangers.

This app uses the Device Administrator permission.

Gujarat Public Service Commission has officially released the Exam Calendar 2020 for the year 2020. Candidates can check the GPSC Exam Calendar 2020 and can start their preparation. Those candidates who have applied for various posts can pen download the important dates for the exam from the GPSC Advertisement Calendar 2020. Candidates can visit the GPSC official website for further updates related to the exam. The direct link to check the GPSC Advertisement Calendar 2020 has provided below.

IMPORTANT LINK::: 

 Download Exam calendar pdf from here


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Monday, February 3, 2020

Mutual Funds App, SIP, Save Tax - FundsIndia

Mutual Funds App, SIP, Save Tax - FundsIndia

Investing in Mutual Funds and SIP is now just a few clicks away with the FundsIndia app. Hassle-free, paperless transactions with zero fees. Expert financial advisors to choose the best mutual funds, including debt & equity funds, and tax saving Mutual Funds.

FundsIndia is India’s first & largest free online mutual fund investment platform. Other financial products like equities and company fixed deposits also offered. Avail value-added services like flexible SIPs, trigger-based investing and access to India’s most comprehensive automated advisory service – Money Mitr.

Wider customer base compared to MF apps such as Groww, ETMoney, FundEasy, Fisdom, Piggy, Investica, Jama, MySIPOnline, myCAMS, Scripbox, WealthTrust, Wealthy, Upwardly, SIP Planner, MutualFundsSahiHai. Regularly featured on MoneyControl, Value Research, Livemint & Economic Times.

Cover art

Free Financial Advisory Service

Online investment platform that offers free financial planning and advice. Have your dedicated financial advisor (SEBI registered) evaluate your fund portfolio periodically to get customised recommendations.

Easy Mutual Fund Investments for all

Start investing in the best mutual funds in no time. Whether you're a novice or an expert, FundsIndia’s versatile platform has you covered. Leave the heavy lifting to us & have a smooth fund investment experience.

SIP your way to Wealth

Sign up to start SIP or invest instantly with KYC verification. Make SIP investments in top mutual fund companies on a unified platform. Use SIP calculator to determine your needs based on financial goals or consult your FundsIndia financial advisor. Start with as low as ₹1000/month.

One-stop shop for all your Investment Needs

All-in-one Mutual Fund App & Stock investment App. Monitor & manage all your investments on a convenient dashboard. Invest in SIP and mutual funds online, track their growth, and redeem at your convenience. Get instant alerts for real-time tips, recommendations and notifications regarding mutual fund NAV & stocks.

Save Tax with ELSS Mutual Funds

Tax saving Mutual Funds - Invest in ELSS Fund (Equity Linked Savings Schemes) and save up to ₹46,800 TDS from your taxable income under Section 80C. ELSS tax saving funds have a lock-in period of 3 years - offering higher returns, and more flexibility than FD (5 years) and PPF (15 years).

Options Galore - Choose the most suitable Mutual funds

Make low-risk mutual fund investments in liquid funds or short-term debt funds, or long-term fund investments in equity mutual funds - smallcap, largecap, midcap, multicap - to get potentially higher returns. You could also opt for balanced funds, theme funds, gold funds and international funds, etc.

Bank-Level Security

Your data is stored safely and securely – passwords are one-way encrypted before being stored in the database for high security. All communications – either with you, or with mutual fund companies and other service providers – are 256-bit encrypted, and our data is hosted by top-tier hosting service providers.


List of Top Mutual Funds 2020


SBI Mutual Funds
Reliance Mutual Funds
Franklin Mutual Fund (Franklin Templeton)
ICICI Mutual Funds
HDFC Mutual Funds
HSBC Mutual Fund
Bharti AXA Mutual Fund
DSP Mutual Funds (DSP BlackRock)
Axis Mutual Fund
Aditya Birla Mutual Fund (Birla Sun Life)
IDFC Mutual Fund
Kotak Mutual Fund (Kotak Mahindra)
L&T Mutual Fund
Mirae Mutual Fund (Mirae Asset)
Sundaram Mutual Fund
Tata Mutual Fund
UTI Mutual Fund
Invesco Mutual Fund
Principal Mutual Fund
LIC Mutual Fund
BNP Paribas Mutual Fund
Mahindra Mutual Fund
Shriram Mutual Fund
Motilal Oswal Mutual Fund
Tata Mutual Fund
Quantum Mutual Fund

List of Supported Banks with FundsIndia
Axis Bank
SBI Bank
HDFC Bank
ICICI Bank
PNB Bank
Canara Bank
Union Bank
Bank of Baroda
Read More »

Gpsc Dyso Nayab mamlatdar Final Answer key Declared

Gpsc Dyso Nayab mamlatdar Final Answer key Declared
Gujarat Public Service Commission

  • Gujarat Public Service Commission
  • Deputy Section Officer / Deputy Mamlatdar, Class-III, (Advt No. 20/2019-20) P.T. Date : 08.12.2019
  • F I N A L A N S W E R K E Y For Question No. 001 - 200 is declared as below

Mutual Funds: An Overview
There are a variety of funds covering different industries and different asset classes available. Some of the advantages of this kind of investment include advanced portfolio management, dividend reinvestment, risk reduction, convenience, and fair pricing.


Disadvantages include high expense ratios and sales charges, management abuses, tax inefficiency, and poor trade execution.

Here's a more detailed look at both the advantages and disadvantages of this investment strategy.

Advantages of Mutual Funds
There are many reasons why investors choose to invest in mutual funds with such frequency. Let's break down the details of a few.

Advanced Portfolio Management
When you buy a mutual fund, you pay a management fee as part of your expense ratio, which is used to hire a professional portfolio manager who buys and sells stocks, bonds, etc. This is a relatively small price to pay for getting professional help in the management of an investment portfolio.

Dividend Reinvestment
As dividends and other interest income sources are declared for the fund, it can be used to purchase additional shares in the mutual fund, therefore helping your investment grow.

Risk Reduction (Safety)
Reduced portfolio risk is achieved through the use of diversification, as most mutual funds will invest in anywhere from 50 to 200 different securities—depending on the focus. Numerous stock index mutual funds own 1,000 or more individual stock positions.

IMPORTANT LINK::::


Download answer key from here

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BMC Junior Clerk Recruitment General merit List part-1

BMC Junior Clerk Recruitment General merit List part-1 
Bhavnagar Municipal Corporation

RECRUITEMENT OF THE POST OF Junior Clerk (class-3)

 Advertisement No. BMC/201920/5

Marks of the Written Exam held on Dt.-15/12/2019, SUNDAY

What are Mutual Funds
Mutual fund is a financial instrument which pools the money of different people and invests them in different financial securities like stocks, bonds etc. Each investor in a mutual fund scheme owns units of the fund, which represents a portion of the holdings of the scheme. The securities are selected keeping in mind the investment objective of the scheme. Mutual funds are managed by asset management companies (AMCs). AMCs appoint fund managers to manage different mutual fund schemes and ensure that the scheme investment objectives are met. For fund management and other services provided by AMCs, a fee is charged to the investors.

Let us now discuss mutual fund tax benefits
Risk Diversification: One of the biggest advantages of mutual funds is risk diversification. Every stock is subject to three types of risk – company risk, sector risk and market risk. Company risk and sector risk are unsystematic risk, while market risk is known as systematic risk. Mutual funds help investors diversify unsystematic risks by investing in a diversified portfolio of stocks across different sectors. Hence mutual fund risk is much lower than individual stocks.

Read More »

BMC Junior Clerk Recruitment General merit List part-2

BMC Junior Clerk Recruitment General merit List part-2
Bhavnagar Municipal Corporation

RECRUITEMENT OF THE POST OF Junior Clerk (class-3)

 Advertisement No. BMC/201920/5

Marks of the Written Exam held on Dt.-15/12/2019, SUNDAY

Smaller capital outlay: Investors will require a large capital outlay to build a diversified portfolio of stocks. On the other hand, since mutual funds work on the basis of pooling of money, mutual fund investors can have the beneficial ownership of a diversified portfolio of stocks with a much smaller capital outlay. Investors can buy units of a diversified equity mutual fund with an investment as low as Rs 5,000/- only or even lower at Rs 500 for ELSS schemes.
Investment expertise: Mutual funds are managed by professional fund managers who have the desired qualification, expertise and experience in picking the right stocks or other instruments to get the best risk adjusted returns.
Economies of scale in transaction costs: Since mutual funds buy and sell securities in large volumes transaction costs on a per unit basis is much lower than what retail investors may incur if they buy or sell shares through stock brokers.
Variety of products: Mutual funds offer investors a variety of products to suit their risk profiles and investment objectives. Apart from equity funds, there are hybrid funds, debt funds, liquid funds and tax savings schemes etc. to suit different investment requirements.
Read More »

BMC  Junior Clerk Recruitment Provisional Merit List Declared

BMC  Junior Clerk Recruitment Provisional Merit List Declared

BHAVNAGAR MUNICIPAL CORPORATION
PROVISIONAL MERIT LIST OF "JUNIOR CLARK" Advertisement No. - BMC/2019-20/5

Variety of modes of investments: Mutual funds also offer investors flexibility in terms of modes of investment and withdrawal. Investors can opt for investment modes like lump sum (or one time), systematic investment plans (SIP), systematic transfer plans (STP) and systematic withdrawal plans (SWP). You can invest in growth option of mutual funds if you want to take advantage of compounded returns over a long investment period or you can invest in dividend option if you want income from your investment.



Disciplined investing: Mutual funds encourage investors to invest over a long period of time, which is essential to wealth creation. Furthermore, systematic investment plans or SIPs encourage investors to invest in a disciplined manner to meet their various financial goals. Many investors fail to build a substantial investment corpus because they are not able to invest in a disciplined way. Mutual fund SIPs help investors to maintain a disciplined approach to investment. SIPs also helps investor take emotions out of the investment process as very often investors get very enthusiastic in bull market conditions, but get nervous in bear markets. It is an established fact that investments made in bear markets help investors get high returns in the long term. By investing through SIPs in a mechanical way, investors can stay disciplined, which is one of the biggest benefits of investing in mutual funds.

Disadvantages of Mutual Funds
However, there are also disadvantages to being an investor in mutual funds. Here's a more detailed look at some of those concerns.

High Expense Ratios and Sales Charges
If you're not paying attention to mutual fund expense ratios and sales charges, they can get out of hand. Be very cautious when investing in funds with expense ratios higher than 1.20%, as they are considered to be on the higher cost end. Be wary of 12b-1 advertising fees and sales charges in general. There are several good fund companies out there that have no sales charges. Fees reduce overall investment returns.

IMPORTANT LINK::: 


Download merit List from here
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How to Find your Name In List of PMJAY ( Pradhan mantri Jan Arogya YOjana)

How to Find your Name In List of PMJAY ( Pradhan mantri Jan Arogya YOjana)

Ayushman Bharat – Pradhan Mantri Jan Arogya Yojana (PM-JAY), is a flagship scheme of Government of India to provide cashless secondary and tertiary care treatment from the empanelled public and private hospitals providing coverage to more than 10 crore poor and vulnerable beneficiary families.

National Health Authority (NHA) is the apex body responsible for the implementation of Ayushman Bharat PM-JAY.


We are pleased to announce the launch of official mobile application for citizens to:
• Get easy access to information about PMJAY
• Check eligibility
• Search empanelled hospitals

Your android has become laggy and freezes all the time?
Your phone overheats and needs to cool down?
You’ll not have to worry anymore about how to clear cache or how to speed up Android phone by Clean Tool-(files clean &app boost&cpu cool)

★ No ads ★
You've used a lot of cleaning software, which contains a lot of ads.But clean has no advertises

★ Small Size ★
super clean and boost ,but apk size is so small (3.2m)

★ Files Clean ★
Free up valuable storage space on your device,uninstall unwanted applications system caches,residual or unused files, and APKs by 1-Tap.

★ Phone Booster ★
Smart clean background processes, stop stealthy running apps safely.

★ CPU Cooler ★
Managing and disabling CPU-intensive apps,cool down the android phone in time.

★ APP Manager★
Help you find rarely used apps, make backups and uninstall unnecessary apps to save more space.

★ Big files clean★

Be able to quickly find large files in your phone for you to clean up

Love Clean Tool-(files clean &app boost&cpu cool)? Free try it now.

 CLICK HERE TO CHECK NAME.


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Awas Yojana list 2020-21 all state and Guide

An application to recover deleted photos from your phone storage or from external storage, and restore them to your gallery.

If you come to a situation where you just deleted all of your images by mistake, and tried a lot of apps to recover them without any result, then you are at the right place. This app will solve this problem for you. It will scan all your phone storage looking for deleted photos and list them in an easy manner that will help you to restore them back to your phone storage.

HOW TO USE:
After installing and opening the application, it will start scanning your phone directories and sub directories looking for deleted or erased pictures and add them to its list. This operation can consume time depending on your storage size and your phone’s performance. Just after that a new interface with deleted photos previews will show up, all photo are divided by folders. You can choose each one separately and start looking inside it and restore your images from there.

To avoid confusion this is not recycle bin, it can restore even if they are deleted before installing it. And also it can show some non-deleted images from you gallery.

FEATURES:
1 - Scan both all storage including SD Card.
2 - Nice UI Design.
3 – Fast, Performance,
4 – No ROOT.
5 - Support all types: jpg,jpeg,png.

Have you ever accidentally deleted important photos and videos from your phone? Install Recycle Master to get a recycle bin or trash on your device to get the files recovery feature. Share photos, videos, audios, documents or other types of files to Recycle Master before deleting them. Deleted files will be kept in Recycle Master. Then you can easily recover deleted files any time and restore them to your device.

Enjoy files recovery right now!

Deep Recovery
Scan your device to find files already been deleted. Find and undelete them as many as possible. Not guaranteed to find it.

Lock App with Password
The deleted pictures, videos or documents in the trash by recovery may be private and you don't want others to see. Recycle Master lets you add a password to the app. External viewers will need to know the password before seeing the removed content.

Auto Clean
With auto clean, the useless backed up files in the trash by recovery will be cleaned automatically after a period to save your device space. You can set cleaning by week, by month or by season.

How To Check Pradhan Mantri Awas Yojana in your Name.?

 Click Here To Check Your Name....

The Files Dumpster in Your Device
After installing Recycle Master, you can use it as a files dumpster. Put all your secret photos or files you do not need currently to the dumpster. View these files in Recycle Master directly, or recover them any time you want from the dumpster.

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Sunday, February 2, 2020

Rojgar Bharti Mela 2020

Rojgar Bharti Mela 2020


Rojgar Bharti Mela 2020 Our site EDUMATERIALS provides information about all types of new jobs, academic news and competitive exam materials in gujarat primary education news and India. From here you can get different jobs. Such as education department gujarat, engineer jobs, diploma candidate jobs, MBA jobs, low job and various other jobs. Our site is famous for the preparation of competitive exams. We provide complete examination material for examination conducted from TET, HIT, TET, Police Examination, Clerk Examination, GPSC Examination, Panchayat Clerical Examination and other Gujarat Levels. Visit EDUMATERIAL every day for the latest offers of various brands and other technology updates. Click Here Current AffairsRojgar Bharti Mela Palanpur

Bharti mela date 11-2-2020

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Rojgar Bharti Mela 2020
Rojgar Bharti Mela gandhinagar
Apprentice Rojgar Bharti Mela 2020

Apprentice Requirement Click Here


District Employment Office, Surendranagar has published Advertisement for below mentioned Posts 2019. Other details like age limit, educational qualification, selection process, application fee and how to apply are given below.

Selection Process: Candidates will be selected based on an interview.

How to Apply: Interested candidates are requested to remain present along with all original certificates to given address in the advertisement.

Walk-in-Interview: 05-02-2020

For Notification: Click Here

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Saturday, February 1, 2020

SSC GD Constable Admit Card 2020

Staff Selection Commission (SSC) has published Admit Card for Addition shortlisted Candidates of Staff Selection Commission had shortlisted 19,734 additional candidates for conducting PST/PET in order to fill up the increased vacancies of CAPFs. Out of which, 19,101 candidates (Female-8431 & Male-10670) is being called for appearing in PST/PET event at 18 Recruitment Centers of all CAPFs across the Country. The PST/PET of 19,101 additional shortlisted candidates is scheduled from 03/02/2020 to 20/02/2020 and E-Admit card for all these candidates have been uploaded on CRPF website Accordingly, candidates are advised to download their E-Admit card from the lmk available on Recruitment Section of CRPF website.

Admit Card: Click Here

Notice: Click Here

For more details: Click Here


Staff Selection Commission, has invited applications for the recruitment Constable GD  (BSF,CISF,CRPF,SSB,ITBP,AR,NIA & SSF) during August ,September 2018.It is one of the most important Recruitment of the year as total 54,953 Posts are called out. Candidates who have done Matriculation Level are eligible for this recruitment. Examination date has been out.

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Xiaomi Mi 10 Phone Full specification

Xiaomi Mi 10 Phone Full specification

Xiaomi Mi 10 smartphone runs on Android v9.0 (Pie) operating system. The phone is powered by Octa core (2.84 GHz, Single core, Kryo 585 + 2.42 GHz, Tri core, Kryo 585 + 1.8 GHz, Quad core, Kryo 585) processor. It runs on the Qualcomm Snapdragon 865 Chipset. It has 8 GB RAM and 128 GB internal storage.

Xiaomi Mi 10 smartphone has a AMOLED display. The screen has a resolution of 1440 x 2560 pixels and 452 ppi pixel density. On camera front, the buyers get a 20 MP Front Camera and on the rear, there's an 108+20+12+5 MP camera with features like Digital Zoom, Auto Flash, Face detection, Touch to focus. It is backed by a 4800 mAh battery. Connectivity features in the smartphone include WiFi, Bluetooth, GPS, Volte, and more.

Mi 10 Pro specifications 

The screenshot suggests that the Mi 10 Pro would feature a 6.4-inch full-HD+ (1080x2080 pixels) display and include the Qualcomm Snapdragon 865 SoC, paired with 16GB of RAM and 512GB of onboard storage. The smartphone is also found to have a quad rear camera setup that includes a 108-megapixel primary sensor, 16-megapixel secondary sensor, 12-megapixel tertiary sensor, and a 5-megapixel quaternary sensor. Further, the screenshot shows that the phone has a 16-megapixel selfie camera and a 5,250mAh battery. There is also MIUI 11.20.1.21.

XIAOMI MI 10 PRICE IN INDIA

Xiaomi Mi 10 smartphone price in India is likely to be Rs 36,990. Xiaomi Mi 10 is rumoured to be launched in the country on February 11, 2020 (Unofficial). As for the colour options, the Xiaomi Mi 10 smartphone may come in Black colours.

Xiaomi Mi 10 Full Specifications

General

Brand :::: Xiaomi
Model :::: Mi 10
Fast charging Proprietary
Wireless charging ::: Yes

Display

Touchscreen ::: Yes
Protection type ::: Gorilla Glass

Hardware

Processor ::: octa-core
Processor ::: make Qualcomm Snapdragon 865
RAM ::: 8GB

Camera

Rear camera ::: 64-megapixel + 20-megapixel + 12-megapixel + 5-megapixel
Rear autofocus ::: Yes
Rear flash :::Yes
Front camera ::: Yes


Software

Operating system ::: Android 10
Skin ::: MIUI 11

Connectivity

Wi-Fi ::: Yes
GPS :::Yes
Bluetooth :::Yes, v 5.10
NFC::: Yes
USB Type-C :::Yes
Number of SIMs :::2
SIM 1
SIM Type Nano-SIM

GSM/CDMA GSM

3G::: Yes
4G/ LTE :::Yes
Supports:::: 4G in India (Band 40) Yes
SIM 2
SIM Type Nano-SIM
GSM/CDMA GSM
3G Yes
4G/ LTE Yes
Supports 4G in India (Band 40) Yes
Sensors
Face unlock :::Yes
Fingerprint sensor ::::Yes
Compass/ Magnetometer :::Yes
Proximity sensor :::Yes
Accelerometer :::Yes
Ambient light sensor ::::Yes
Gyroscope ::Yes
Barometer :::Yes

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NCERT TExt Book Base GSEB SSC Exam 2020 Science Question Bank

NCERT TExt Book Base GSEB SSC Exam 2020 Science Question Bank pdf Download


Gseb SSC exam 2020 Come to Near in next march month. all Students Asking For SSC March 2020 Board Exams Science Question bank. this Most important Question Bank preparaed By District institute of Education and Technology  DIET Bharuch  Prepared most important Question Bank For Upcoming Board Exam.


Index For Science Question Bank : 


  • SSC 10th  paper style
  • Blue Print For Anual Exam
  • Important Formula
  • Part-A importants Questions
  • Part-B Importants Questions 
  • Part-C Importants Questions 
  • Part-D Importants Questions 

Chepter Vise Marks For Science SSC EXAM 2020 :: 


  • chepter-1 :::     Rasayanik prakriyao ane samikarano ::: 4 marks
  • Chepter-2 :::    Esid, Baise Ane Xar  :::: 6 marks
  • Chepter-3 :::    Dhatuo ane Adhatuo  :::: 5 marks
  • Chepter-4 :::    Carben ane tena sanyojano  :::: 6 marks
  • Chepter-5 :::    Tatvonu aavarti vargikaran  :::: 4 marks
  • Chepter-6 :::     Jaivik kriyao :::: 6 marks
  • Chepter-7 :::    Niyantran ane sankalan  :::: 5 marks
  • Chepter-8 :::     Sajivo kevi rite prajanan kare chhe ?  :::: 6 marks
  • Chepter-9 :::    Aanuvanshikta   :::: 5 marks
  • Chepter-10 :::   Prakash ane vakribhavan :::: 6 marks
  • Chepter-11 :::   Manav aankh ane Rang be rangi duniya  :::: 5 marks
  • Chepter-12 :::    Vidyut  :::: 6 marks
  • Chepter-13 :::   Vidyut pravah ni chumbakiy asaro   :::: 6 marks
  • Chepter-14 :::    Urja na stroto  :::: 4 marks
  • Chepter-15 :::    Aapnu Paryavaran  :::: 3 marks
  • Chepter-16 :::     Naisargik strotonu takau prabandhan :::: 3 marks

Bried Detail of GSEB Science Question Bank:::: 


Prepared By::: DIET Bharuch
Std ::: 10th
Subject ::: Science
Exam:: SSC Board Exam 2020
Total Pages :: 98


Science Question Bank Includes::: 

  • Hetuo mujab gunbhar
  • Prashn na prakar mujab Gunbhar
  • PRakaran mujab Gunbhar
  • Part vise marks

Paperstyle For Science SSC Exam march 2020 : 


  • PART-A ::: MCQ Questions - 16 marks
  • PART-B :::  Short Questions - With Limit of 40-50 Words--  20 marks
  • PART-C::: Short Answer Questions -With Limit of  60-80 Words- 24 marks
  • PART-D ::: Long Answer Questions - 20 marks

IMPORTANT LINK TO DOWNLOAD SCIENCE QUESTION BANK ::: 


Download Science Question Bank pdf From here

Please Do not Refresh this page untill Pdf Opened Completly. Because Pdf so Big so Take some time to open it.


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NCERT Maths Question Bank

NCERT Maths Question Bank Gujarat SSC Board March 2020 Exam
all Students Looking For SSC March 2020 Board Exams Maths Question bank. District institute of Education and Technology  DIET Bharuch  Prepared most important Question Bank For Upcoming Board Exam.
Index For Maths Question Bank : 
SSC 10th  paper style

Blue Print For Anual Exam

Important Sutro

Part-A importants

Part-B Importants

Part-C Importants

Part-D Importants
Bried Detail of Maths Question Bank:::: 
Prepared By::: DIET Bharuch
Std ::: 10th
Subject ::: Maths
Exam:: SSC Board Exam 2020
Total Pages :: 98
Maths Question Bank Includes::: 
Hetuo mujab gunbhar

Prashn na prakar mujab Gunbhar

PRakaran mujab Gunbhar

Paperstyle For Maths SSC Exam march 2020 : 
PART-A ::: MCQ Questions - 16 marks

PART-B :::  Short Questions - 20 marks

PART-C::: Short Answer Questions -- 24 marks

PART-D ::: Long Answer Questions - 20 marks
IMPORTANT LINK TO DOWNLOAD MATHS QUESTION BANK ::: 
Read More »